Last updated on : 07/04/2023
Here are latest rate of returns for various investment options in India. You can click on instrument for more details like eligibility, limit, taxation, lock-in, loan etc.
| Instrument | Returns* in % | Tenure Years |
|---|---|---|
| Small Savings Schemes | ||
| PPF | 7.1 | 15 |
| Kissan Vikas Patra | 7.5 | 10.3 |
| National Savings Certificate | 7.7 | 5 |
| Sukanya Samrudhhi | 8 | 18 |
| Corporate Fix Deposits | 0.25 – 0.5 extra for Sr, Citizen | |
| Bajaj Finance Ltd. | 7.4 – 7.95 | 1-5 |
| HDFC Ltd. | 7.1 – 8.0 | 1-5 |
| LIC Housing Finance | 7.0 – 7.5 | 1-5 |
| M&M Finance Services | 7.4 – 7.75 | 1-5 |
| PNB Housing Finance | 7.35 – 7.5 | 1-7 |
| Shriram Transport Finance | 7.6 – 8.5 | 1-5 |
| Post Office FD | 6.8 – 7.5 | 1-5 |
| Post Office Tax Saving FD | 7.5 | 5 |
| Post Office Recurring Deposit | 5.8 – 6.8 | 5 |
| Insurance Savings Plan | ||
| HDFC Sanchay Plus (tax free) | ~6.2 | 10+ |
| TATA AIA Fortune Guarantee Plus (tax free) | ~6.1 | 10+ |
| Pension Plans | ||
| LIC Jeevan Shanti (taxable) | 6 | Long |
| LIC Jeevan Akshay (taxable) | 5.27-6.7 | 0 |
| Tata AIA Smart Annuity (taxable) | ~6 | Long |
| Post Office MIS | 7.1 | 5 |
| Senior Citizens Savings Scheme | 8.2 | 5 |
| Mutual Funds (tentative* based on past performance) | ||
| Liquid Funds | 5.5 – 5.8 | upto 1 |
| Gilt Funds | 7.5 – 8.5 | 10* |
Contact me in case of any guidance, assistance in investments for your personalised needs.