Current Rates

Last updated on : 07/04/2023

Here are latest rate of returns for various investment options in India. You can click on instrument for more details like eligibility, limit, taxation, lock-in, loan etc.

in %
Small Savings Schemes
Kissan Vikas Patra7.510.3
National Savings Certificate7.75
Sukanya Samrudhhi818
Corporate Fix Deposits0.25 – 0.5
extra for
Sr, Citizen
Bajaj Finance Ltd.7.4 – 7.951-5
HDFC Ltd.7.1 – 8.01-5
LIC Housing Finance7.0 – 7.51-5
M&M Finance Services7.4 – 7.751-5
PNB Housing Finance7.35 – 7.51-7
Shriram Transport Finance7.6 – 8.51-5
Post Office FD6.8 – 7.51-5
Post Office Tax Saving FD7.55
Post Office Recurring Deposit5.8 – 6.85
Insurance Savings Plan 
HDFC Sanchay Plus (tax free)~6.210+
TATA AIA Fortune Guarantee Plus (tax free)~6.110+
Pension Plans 
LIC Jeevan Shanti (taxable)6Long
LIC Jeevan Akshay (taxable)5.27-6.70
Tata AIA Smart Annuity (taxable)~6Long
Post Office MIS7.15
Senior Citizens Savings Scheme8.25
Mutual Funds (tentative* based on past performance)
Liquid Funds5.5 – 5.8upto 1
Gilt Funds7.5 – 8.510*
Balanced Advantage Funds~10*5+
Agressive Hybrid Funds~11.5*5+
Flexicap Mutual Funds~13*7+
Midcap Mutual Funds~14*7+
Smallcap Mutual Funds~15*10+

Contact me in case of any guidance, assistance in investments for your personalised needs.

Leave a Reply

Your email address will not be published. Required fields are marked *