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# TechNFinance

## Sitemaps

- [XML Sitemap](https://technfinance.in/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [SBI Quant Fund NFO Review](https://technfinance.in/sbi-quant-fund-nfo-review/) - SBI Mutual Fund Launches SBI Quant Fund: A Data-Driven Approach to Investing - an open-ended equity scheme. Let us see its details and who should invest.
- [What are Quant Funds](https://technfinance.in/what-are-quant-funds/) - Quantitative funds, or quant funds, are type of mutual funds that rely on quantitative analysis—the use of mathematical models, statistical data, and algo ...
- [How much Life Insurance you need](https://technfinance.in/how-much-life-insurance-you-need/) - Do you want to take care of your family in your absence but don't know how much life insurance you need and which insurance policy to buy, then read on.
- [Best Small Cap Funds In India](https://technfinance.in/best-small-cap-funds-in-india/) - So you want to ride on wave of high returns that small cap mutual fund gave but not sure if and which are best small cap funds are right for you, then read on.
- [Best Flexicap Mutual Funds in India](https://technfinance.in/best-flexicap-mutual-funds-in-india/) - Are you the kind of investor who wants to grant the Fund Manager complete freedom to invest money based on their assessment of the stock market? If so, you might find the Flexicap Mutual Fund category interesting. In this review, we will discuss some good flexicap funds that can assist you in determining which one
- [Best Mutual Funds to Invest in 2023](https://technfinance.in/best-mutual-funds-to-invest/) - Choosing the best mutual fund from the thousands available in India is not an easy task. To find the right one, consider your risk profile and time horizon. Your risk profile reflects your willingness and ability to take risks, so high-risk funds may be suitable for risk-tolerant individuals. Additionally, the time horizon of your goals
- [Best Index Funds in India for investment](https://technfinance.in/best-index-funds-in-india/) - Explore best index funds for diversified portfolios. Low-cost, high-performance options. Maximize returns with expert insights.
- [Best Technology  Funds - Top IT Fund in India](https://technfinance.in/best-technology-funds-india/) - Let us see which are best Technology Funds in India . IT sector has been on roll for more than two decades now. If you want to invest in best IT funds, read on.
- [Best Gilt Mutual Funds in India](https://technfinance.in/best-gilt-mutual-funds/) - Vikram was brave king. He went back to the graveyard and pulled Betaal down. Put him on to his shoulder. As he started walking back, Betaal said, “I will tell you about Gilt Mutual Funds and then ask a question. You must tell me the answer otherwise I will break your head. But if you
- [Best Balanced Advantage Funds in India](https://technfinance.in/best-balanced-advantage-funds-in-india/) - Are you are type of person who is confused when to invest in Equity more and when to reduce it. Do you tend to make impulsive decision of suddenly putting more money in Equity funds when market goes up or down without any discipline, Balanced advantage fund category could be your best bet to let
- [How should I create my financial plan?](https://technfinance.in/how-should-i-create-my-financial-plan/) - Financial planning much more than just selecting which mutual fund to select for one's investment. People often focus too much time on finding best mutual fund. Here's a general outline of what I include in my client's financial planning process. Hope you find this useful. If you feel anything important is missing, please comment so
- [How to calculate expenses correctly - with Free tool](https://technfinance.in/how-to-calculate-expenses/) - Financial planning is a crucial aspect of ensuring a secure and stable future, and at the heart of this process lies the importance of accurately calculating living expenses. Understanding one's ongoing costs is the foundation upon which effective financial strategies are built. By properly assessing essential needs, spending, and potential unforeseen expenses, we can make
- [Current NFO - New Fund Offers with Review](https://technfinance.in/nfo-review/) - View reviews of all the new fund offers from various fund houses across India open as of now. Current NFO - Understand if you should invest or give it a pass.
- [Taxes on Mutual Funds in India](https://technfinance.in/taxes-on-mutual-funds-in-india/) - Understanding the tax implications on Mutual Funds can significantly impact the overall returns earned from mutual fund investments.
- [CFP Investment Planning Formulas](https://technfinance.in/cfp-investment-planning-formulas/) - For doing certification, you will need to do lot of calculations. I found having all formulas in one place very useful for revising before exam. In this post, I will keep updating formulas that will help you for Investment Planning module. Please use this page as last minute revision and unless you have context of
- [Importance of Risk Profiling in Investing- Story of Three Idiots](https://technfinance.in/risk-profiling/) - Corona related uncertainty and lock-down is bringing out real nature of most of investors. Our behavior in this crisis situation helps us understand our real nature. This helps us plan future investment appropriately. Today I am sharing my experiences with three people with whom I work closely. You can ask yourself who is behaving like
- [Best CFP Course for FPSB Certification in India](https://technfinance.in/best-cfp-courses-in-india/) - So you want to do CFP (Certified Financial Planner) certification and looking for a course to help you complete certification on time. Here I have compared some of the best CFP courses available in India. Hope this will help you chose right one. Do comment if any noteworthy course is missing in list. Also if
- [NPS App review - App for National Pension System](https://technfinance.in/nps-app-review-app-for-national-pension-system/) - NPS or National Pension System is growing in popularity. May be due to extra tax benefits, but definitely we see more and more people opting for NPS now. Is there any simple way to invest in NPS and also manage and track it without moving out of your house? Today we will review app available
- [Best China Equity Mutual Funds in India](https://technfinance.in/china-equity-mutual-funds/) - Edelweiss Greater China Equity Offshore Fund or Axis Greater China Equity Fund of Fund. If that is question in your mind, let’s make an attempt to answer which of China Equity Mutual funds is right for you. One reason for investing in mutual fund is diversification. We can start with small amount like 500 rupees.
- [How long my money will last?](https://technfinance.in/how-long-my-money-will-last/) - Do you feel like retiring now? But don’t know if your savings are sufficient for you to provide income for remaining period. Or you are already retired and want to check how much you can withdraw monthly so you can sustain for long time. Or you are just a curious soul want to find about
- [NPS - Answers to common questions](https://technfinance.in/nps-answers-to-common-questions/) - Answers to all common questions regarding NPS. What is NPS and how it works The National Pension System (NPS) is a voluntary defined contribution pension system that is administrated and regulated by the Pension Fund Regulatory and Development Authority(PFRDA). This pension cum investment scheme aims to encourage Indian citizens to secure their future through systematic
- [Exploring My Investment Journey: My Portfolio with Mutual Funds](https://technfinance.in/my-portfolio/) - Here is my portfolio. I will share my current portfolio, rationale of my decisions, my returns and my asset allocation. Hope to give you some useful insight.
- [Mutual Fund NAV - Net Asset Value with example](https://technfinance.in/mutual-fund-nav-net-asset-value/) - Mutual Fund NAV stands for Net Asset Value. Let us understand with an example. Since securities' market values fluctuate daily, a scheme's NAV also changes.
- [Kuvera App Review - Best App for Direct Mutual Fund Investment](https://technfinance.in/kuvera-app-review/) - Kuvera App Review - In this blog, I will explore the features, benefits, and user experience of the Kuvera app, guiding you towards making informed decisions.
- [INDMoney Review - Is it safe and right for you?](https://technfinance.in/indmoney-app-review/) - Let us do INDMoney review to know if this app is good for tracking all your investments at one place. Let us see important features offered by INDMoney
- [Total Expense Ratio in Mutual Funds](https://technfinance.in/total-expense-ratio-in-mutual-funds/) - TER or Total Expense Ratio in Mutual Funds directly influences a scheme's Net Asset Value (NAV) - the lower the expense ratio, the higher the NAV.
- [Advantages Of Mutual Funds in India](https://technfinance.in/advantages-of-mutual-funds/) - Checkout Advantages of Mutual Funds before starting investing in them. Understand the benefits of Mutual Funds over other options of investment
- [Mutual Fund Market Timing for better returns](https://technfinance.in/mutual-fund-market-timing-for-better-returns/) - Do you want to know how to do Mutual Fund Market Timing for better returns and if it is really worth it. This article looks at it closely.

## Pages

- [Mutual Fund Regular vs Direct Calculator](https://technfinance.in/mutual-fund-regular-vs-direct-calculator/) - Show / Hide Explanation Note: Regular plan return uses the expected return. Direct plan return = Regular return + (Regular ER – Direct ER). Example: 12% + (1.5% – 0.5%) = 13% Mutual Fund Regular vs Direct Calculator Current Investment (₹) Monthly SIP Amount (₹) SIP Duration (Years) Expected Returns (%) Expense Ratio – Regular
- [Useful Links for Retail Investors - CAMS, Karvy, Income Tax](https://technfinance.in/useful-links-for-investors/) - This page is for some useful links for investors. CAMS, Karvy, Income Tax, Consolidated statement, KYC status, Link PAN to Aadhar,
- [Subscribe](https://technfinance.in/subscribe/) - Email address:
- [Mutual Fund SIP Calculator](https://technfinance.in/sip-calculator/) - Unlock the Power of Compound Interest for Your Investment Goals with the Sip Calculator. This calculator will help you to know what will be your maturity amount
- [Services](https://technfinance.in/services/) - We offer following services for needs in Personal Finance Financial Plan Preparation Mutual Fund Investments Tax Harvesting (Saving upto Rs 10,000/- year) NPS account opening, asset allocation, fund manager selection, monitoring Investment in Highly rated corporate Fix Deposit Insurance Needs Retirement planning to get regular income Child Education and Marriage financial planning S.I.P. Your smart
- [Current Rates](https://technfinance.in/current-rates/) - Last updated on : 07/04/2023 Here are latest rate of returns for various investment options in India. You can click on instrument for more details like eligibility, limit, taxation, lock-in, loan etc. Contact me in case of any guidance, assistance in investments for your personalised needs.
- [टेकएनफाइनेंस](https://technfinance.in/join-us/) - पिछले 3 साल में शेयर बाजार ने 20 फीसदी से ज्यादा रिटर्न दिया है लेकिन क्या आपने फायदा उठाया? क्या आप जानते हैं कि वित्तीय क्षेत्र के विशेषज्ञ म्यूचुअल फंड हमें अपना पैसा निवेश करने में मदद करते हैं? क्या आप जानते हैं कि आप सिर्फ 500 रुपये प्रति माह से निवेश शुरू कर सकते
- [About Me](https://technfinance.in/about-me/) - Welcome to TechNFinance. Reason behind TechNFinance is to help readers in providing unbiased views for matters related to Personal Finance. I started blog to write about various personal finance things like Mutual Funds, Stocks, Apps, Calculators, Financial Planning, insurance, Loans and other financial products that interest me. Hope content will help you in some way
- [EPFO Higher Pension Calculator](https://technfinance.in/epfo-higher-pension-calculator/) - EPFO Higher Pension Calculation 2023 If you are an EPF member from before 1st September 2014, you will soon have the option to opt for higher pension by contributing 8.33% of your Basic Salary and Dearness Allowance (if applicable) towards Employee Pension Scheme (EPS). This calculator will help you get some rough idea as how
- [NPS Calculator](https://technfinance.in/nps-calculator/) - In case you are new to NPS, I suggest you first read here all about NPS. My age My current NPS corpus I would like to contribute Rs / month> My expectation of return on investment is I would like to purchase Annuity for (%) I am expecting an Annuity rate of (%) Total NPS
- [Contact Me](https://technfinance.in/contact-me/)
- [Privacy Policy](https://technfinance.in/privacy-policy/) - Who we are Our website address is: https://technfinance.in. Comments When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymised string created from your email address (also called a hash) may be provided

## Stories

- [5 Mutual Fund Schemes with more than 50% returns in FY2023 -2024](https://technfinance.in/web-stories/5-mutual-fund-schemes-with-more-than-50-returns-in-fy2024/) - This story provides 5 mutual fund schemes that generated 55% to 67% returns in the last financial year i.e. FY2023-24.

## Categories

- [Uncategorised](https://technfinance.in/category/uncategorised/)
- [Mutual Fund](https://technfinance.in/category/mutual-fund/)
- [App Review](https://technfinance.in/category/app-review/)
- [Financial Planning](https://technfinance.in/category/financial-planning/)
- [CFP](https://technfinance.in/category/cfp/)
- [Mutual Fund Review](https://technfinance.in/category/mutual-fund/mutual-fund-review/)
- [NFO](https://technfinance.in/category/mutual-fund/nfo/)
- [Knowledge Capsule](https://technfinance.in/category/mutual-fund/knowledge-capsule/)
- [Insurance](https://technfinance.in/category/financial-planning/insurance/)

## Tags

- [Best Mutual Funds](https://technfinance.in/tag/best-mutual-funds/)

## Categories

- [Web Story](https://technfinance.in/web_story_category/web-story/)

## Tags

- [Mutua Fund](https://technfinance.in/web_story_tag/mutua-fund/)